Are you getting your mortgage statements after you file bankruptcy?
Some mortgage companies stop sending monthly statements when you file bankruptcy. The law is totally clear. They are required to send you monthly statements. And filing bankruptcy does NOT change that.
The details are here. https://robertweed.com/2021/08/18/getting-your-mortgage-statements-after-bankruptcy/
Even after you file bankruptcy, your mortgage company is still required to send you a monthly statement.