Federal employees living in Stafford County have been hit hard this year. DOGE, RIFs, and now the shut down. And shutdown RIFs. With what's going on, you may have lost income for a long time. As you are deciding how to cope, let me share a tip as a bankruptcy lawyer. If you file bankrutpcy, they can't touch your TSP. (Unless there's back taxes, or unpaid support.) If you are tempted to draw down your TSP to clear your debts, or just keep them current, please talk to a bankr

Sometimes you can avoid bankruptcy--and more importantly avoid garnishment--by settling your creditor's warrant in debt. I've advised...

For most people, filing bankruptcy improves your credit score. That's what Lending Tree said in October 2024: "Credit scores improve...

Lasuren Friend McKelvey is the newest Chapter 7 bankruptcy trustee in Alexandria VA The newest Chapter 7 trustee in the Alexandria VA,...