It's easy to value your clothes and furniture on your bankruptcy papers.

When I was a bankruptcy lawyer in Baltimore, Judge Kiser made people inventory their underwear.

The court here doesn't do that. You do need to tell the court you own clothes--they can see that. But you don't need to stress about the values.

I explain more about that here.

Used furniture can cost money to get rid of, so thebankruptcyy court doesn't want it.